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Michael & Associates Insurance

Give us a call today!

843-537-3149

  • Home
  • About Us
  • Personal Insurance
    • ATV Insurance
    • Boat & Watercraft Insurance
    • Car Insurance
    • Home Insurance
    • Life Insurance
    • Mobile Home Insurance
    • Motorcycle Insurance
    • Personal Liability or Umbrella Insurance
    • Renter's Insurance
    • SR 22 Insurance
    • Vacant Property Insurance
  • Business Insurance
    • Builder's Risk Insurance
    • Business Owners Policy Insurance
    • Commercial Auto Insurance
    • Commercial General Liability Insurance
    • Commercial Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
  • Contact Us
  • Helpful Info
    • Helpful Links
    • Insurance Terms

Boat & Watercraft Insurance Quote

Get started on a quote now with Micheal & Associates Insurance

Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home's insured value and generally includes the boat, motor and trailer combined. Liability coverage is typically not included–but it can be added as an endorsement to a homeowners policy. Check with your insurance representative to find out if your boat is covered and what the limits are.
Larger and faster boats such as yachts, and personal watercraft such as jet skis and wave runners require a separate boat insurance policy. The size, type and value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
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Serving Cheraw, Chesterfield, Ruby, Mt Croghan, Patrick, Society Hill, Wallace, Bennettsville and all of South Carolina since 1984.

Michael & Associates Inc.

200 Chesterfield Hwy.
Cheraw, SC 20520

Phone: ​843-537-3149
Fax: ​843-537-0380 ​

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